Published in Scientific Papers. Series "Management, Economic Engineering in Agriculture and rural development", Vol. 17 ISSUE 1
Written by Udegbunam Edwin CHINONSO, Onu Inyanda JUSTICE
The study analysed local level institutions’ (LLIs) microcredit delivery effect on the level of output of the rural farm households in Girei and Yola South Local Government Areas of Adamawa state, Nigeria. Multistage random sampling was used in selecting one hundred and twenty (120) rural farm households’ member of the local level institution and data were collected through questionnaire administration. The result of multiple regression showed that microcredit significantly added to the level of output of the rural farm households with R square = 0.75, F statistic = 41.76 and it corresponding P-value= 0.0000. Therefore, LLIs microcredit delivery has significant effect on the rural farm households’ poverty status and the study recommended that LLIs should be integrated into the current poverty alleviation programme and food security programme of the government. Also, make channels for loan delivery so as to empower its members financially as well as achieving the sustainable development goals of eradicating extreme poverty and food security.
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